The Housing Savings Account is an interest-paid account in which you can save. Simple, flexible, open to all.

You deposit an initial sum of 300 € minimum.
You then deposit 75 € (at least) when you want.

With the Housing Savings Account you can withdraw at any time the sums that you require (without breaking into the initial deposit).

Do not hesitate to consult your branch. An advisor is waiting to see you. He is your special contact and his knowledge enables him to give a personalised approach to your projects and the answers adapted to you situation.

Thanks to your Housing Savings Account, you can all finance the acquisition of :
• a building plot and the construction of a house
• a main residence (apartment, or new or old house)
• accommodation to rent our
• a new second home
... or even carry out home improvements.

You can accumulate the interest of the Housing Savings Account and your Housing Savings Scheme or that of a member of your family, and obtain, under certain conditions, a property loan at a preferential rate (up to 92 000 €).

It is you who choose the duration of your loan, between 2 and 15 years.

You can receive a Government bonus of 1 144 Euros maximum, in the case of a loan

The amount of your loan depends on the amount of interest acquired during the course of your saving, as well as its duration.
It can reach 23 000 €.

After 18 months of saving, you can borrow at advantageous rates. A minimum of acquired interest is all that is required :
• 75 € for an acquisition or construction.
• 37 € for works.